PAYING OFF MY HOME ONE MONTH AT A TIME (post #8)

Well here it is again, almost Christmas time and I managed to eek out another $600 and some odd dollars to put towards the principal only on my mortgage.  Actually it was exactly $635.04 which put my new balance down to $129,842.88! I am almost a full 4 years ahead of my mortgage.  Dave Ramsey […]

PAYING OFF MY HOME ONE MONTH AT A TIME (post #5)

It’s time again….here is the amortization chart.  It’s getting rough with Christmas on the way. Yes, you need to set aside money for Christmas.  No big spending. Do you even remember what you bought your brother or sister last year? How about the year before?  My family has a “Secret Santa” Christmas, so that helps […]

WHY YOU CAN AFFORD TO RETIRE IN CALIFORNIA

Do you ever wonder why seniors in California leave the state when they retire?  There are a couple of reasons, but one is because they think they can’t afford the housing.  But do some research and you will find that just not may be the case. Enter California’s Prop 60 and Prop 90.  These are […]