PAYING OFF MY HOME ONE MONTH AT A TIME (post #8)

Well here it is again, almost Christmas time and I managed to eek out another $600 and some odd dollars to put towards the principal only on my mortgage.  Actually it was exactly $635.04 which put my new balance down to $129,842.88! I am almost a full 4 years ahead of my mortgage.  Dave Ramsey […]

PAYING OFF MY HOME ONE MONTH AT A TIME (post #7)

On 11/4/19 I paid an extra $419.04 to my principal which puts my balance down to $130, 477.92. So far with regular monthly payments I have paid off almost $10,000.00 since my very first house payment in April 2019 (8 months).  If I wouldn’t have made extra payments, my balance would be $138,603.13 with still […]

PAYING OFF MY HOME ONE MONTH AT A TIME (post #5)

It’s time again….here is the amortization chart.  It’s getting rough with Christmas on the way. Yes, you need to set aside money for Christmas.  No big spending. Do you even remember what you bought your brother or sister last year? How about the year before?  My family has a “Secret Santa” Christmas, so that helps […]

STRESS/RETIREMENT

Retirement…ahhhh…sounds like such a nice word, until you don’t know where your money is at. The stress of having an account that someone else has control over is overwhelming sometimes. I am finding this out from my BF (boyfriend).  He is a very responsible, accountable, old fashioned man (not old in years, he is only […]

PAYING OFF DEBTS

On your way to being a senior citizen, it is very important that you become debt free prior to retiring.  Your life will be so much more enjoyable without having the stress and worry about paying credit cards and car payments. I first started off reading the blogs by Mary Hunt.  Mary Hunt is an […]