PAYING OFF MY HOME ONE MONTH AT A TIME (post #11)

Well here it is again.  Time to update you on the latest balance of my mortgage.  Only one month ago my mortgage was $2000.00 more than what I owe now.  I was hoping to be able to pay an extra $3000.00 per month, but that isn’t quite happening yet.  I will need to work a […]

SPENDING ON VALENTINE’S

So today I went to Albertson’s grocery store to buy some things that I couldn’t get at WalMart (they had no asparagus..my Walmart is usually out of everything, they don’t stock it very well) or at Aldi (amazingly, Aldi was also completely out of asparagus).  Albertson’s is one of your more expensive grocery stores here […]

PAYING OFF MY HOME ONE MONTH AT A TIME (post #10)

Well, so much for me updating my blog every 2 weeks! I really apologize to everyone.  With the holidays, the birthdays, the working overtime, and the illnesses of winter time (I don’t know why, but I have been sick more times this year than any other year in my life) I am finally trying to […]

HOW TO GET YOUR SPENDING UNDER CONTROL #2 or HOW TO USE THE ENVELOPE METHOD OF BUDGETING

In keeping with living below your means there are multiple ways to go about it.  I think the easiest to start with is to buy purchases using cash whenever possible. Think about it.  When you use your ATM or credit card do you really “think” about the money coming out of your checking account or […]

PAYING OFF MY HOME ONE MONTH AT A TIME (post #8)

Well here it is again, almost Christmas time and I managed to eek out another $600 and some odd dollars to put towards the principal only on my mortgage.  Actually it was exactly $635.04 which put my new balance down to $129,842.88! I am almost a full 4 years ahead of my mortgage.  Dave Ramsey […]

LIVING LIFE

Well, well, what to do, what to do.  You know that sometimes you really need to live life.   BUT ONLY WHEN YOU CAN AFFORD IT!!! I don’t go out often, and don’t go out to eat often.  But one of my biggest downfalls is going to McDonald’s and getting a regular Ice Tea with lemon.  […]

PAYING OFF MY HOME ONE MONTH AT A TIME (post #4)

Well here I am again…trying to keep my promise by updating the paying off of my mortgage post by posting every 2 weeks.   For this post I am showing you the month of August.   I was only able to pay $1183.11 towards the principal this month.  I was saving cash for an upcoming vacation. As […]

PAYING OFF DEBTS

On your way to being a senior citizen, it is very important that you become debt free prior to retiring.  Your life will be so much more enjoyable without having the stress and worry about paying credit cards and car payments. I first started off reading the blogs by Mary Hunt.  Mary Hunt is an […]

PAYING OFF MY HOME ONE MONTH AT A TIME (post #3)

I know, I know….I was supposed to have this 3rd post out a couple of weeks ago but…..it’s very hard when your BF is already retired and wants to spend your days off with you. I’ll take all of the time with him I can get!!! So here we go: How does that look?  I […]